Couple Forced to Divorce For Financial Survival

The Huffington Post reported on a sad and frightening phenomenon- elderly couples forced to divorce to obtain relief from medical bills and to qualify for social security benefits.

The article details the plight of Mary McCurnin and her husband Ron Bednar. In 2003, the couple declared bankruptcy after their insurance covered only 10 percent of the treatment costs for her breast cancer and his intestinal bleeding. In 2004, McCurnin's breast cancer returned, and Bednar underwent open heart surgery.

The couple is broke and unemployed. Mary, however, was previously married. Her first husband pre-deceased her and, but for the fact that she is now married to Ron, Mary would be entitled to receive her social security survivor’s benefit from her previous marriage. The Social Security Administration told her, she cannot have the survivor benefit if she's married to someone else.

So, in order to qualify for the survivor’s benefit, she is divorcing Ron.

She could divorce him now to collect short-term benefits on her earlier husband, and then at some later point after age 60 remarry him without it affecting her widow's benefits," said Lowell Kepke, a spokesman for the San Francisco regional office of the Social Security Administration. "Congress put that in precisely to stop encouraging elderly couples from not getting married."

But the widow's benefits aren't the only reasons for the divorce. McCurnin and Bednar could see a tax advantage. A married couple filing joint tax returns can earn less before their Social Security benefits are taxed than two people filing separately.

To me, it is absurd that a committed and happily married couple must divorce for their financial survival.  As the population ages and in the absence of some type of healthcare reform, will couples be forced to divorce as a means of medical expense planning in order to protect their jointly accumulated savings? If so, the sad case of Mary McCurnin and Ron Bednar will be the tip of the iceberg.


63 Responses

  1. Incredible, this is a useful web page
  2. Amazing Webpage, Preserve the very good job. thnx!.
  3. Keep up the outstanding work !! Lovin' it!
  4. Good post once again. I am looking forward for your next post;)
  5. Whoah this blog is fantastic i really like studying your posts. Stay up the great paintings! You understand, many persons are hunting round for this information, you could help them greatly.
  6. I'm now not sure where you are getting your info, but good topic. I must spend a while finding out much more or understanding more. Thank you for great information I used to be in search of this info for my mission.
  7. I've learned some new things via your web site. One other thing I would really like to say is always that newer laptop or computer os's are likely to allow extra memory for use, but they as well demand more memory space simply to work. If people's computer is not able to handle extra memory and also the newest program requires that memory space increase, it usually is the time to shop for a new Computer system. Thanks
  8. Some genuinely great blog posts on this website, regards for contribution.
  9. 11/4/2016 @ 08:59:27: Thanks for the post!
  10. Thanks for your handy post. As time passes, I have come to understand that the symptoms of mesothelioma cancer are caused by the actual build up of fluid relating to the lining on the lung and the chest muscles cavity. The ailment may start inside the chest location and spread to other areas of the body. Other symptoms of pleural mesothelioma include weight loss, severe breathing trouble, nausea, difficulty eating, and swelling of the neck and face areas. It should be noted that some people existing with the disease don't experience every serious symptoms at all.
  11. Pretty section of content. I simply stumbled upon your web site and in accession capital to claim that I acquire in fact enjoyed account your blog posts. Anyway I'll be subscribing on your feeds and even I success you get entry to persistently rapidly.
  12. Thanks for your blog post. Some tips i would like to contribute is that computer system memory should be purchased in case your computer still cannot cope with what you do along with it. One can deploy two good old ram boards having 1GB each, in particular, but not one of 1GB and one with 2GB. One should always check the company's documentation for own PC to make certain what type of ram is required.
  13. Hi there, just became alert to your blog through Google, and found that it's truly informative. I’m going to watch out for brussels. I will appreciate if you continue this in future. Lots of people will be benefited from your writing. Cheers!
  14. Hey, you used to write excellent, but the last several posts have been kinda boring… I miss your great writings. Past several posts are just a little out of track! come on!
  15. Thanks for your recommendations on this blog. A single thing I would want to say is the fact that purchasing electronics items on the Internet is not something new. Actually, in the past several years alone, the marketplace for online electronics has grown considerably. Today, you can find practically virtually any electronic gizmo and devices on the Internet, which include cameras and camcorders to computer parts and games consoles.
  16. I gotta favorite this site it seems handy extremely helpful.
  17. does it again with BLOGTITLE! Quite a interesting site and a thought-provoking post. Thanks!
  18. is good, solid content. I just now sent this on 11/9/2016 to a coworker who's been involved in a little research of their own on this topic. To say thanks, he just bought me dinner! So, let me express my gratitude by saying: Thank you for the meal!
  19. I enjoy your take on this subject and look forward to additional posts and comments here at Thanks!
  20. I enjoy your take on this topic and look forward to upcoming posts and comments here at Keep up the good work!
  21. 11/23/2016 does it yet again! Very interesting site and a thought-provoking post. Nice work!
  22. does it yet again! Very interesting site and a well-written article. Thanks!
  23. Love the website– very easy to navigate and lots to see!
  24. I actually wanted to make a small remark so as to appreciate you for all the stunning tricks you are placing here. My time consuming internet lookup has at the end of the day been compensated with brilliant information to exchange with my relatives. I would admit that we website visitors actually are extremely fortunate to be in a very good network with very many lovely professionals with valuable solutions. I feel pretty fortunate to have come across the weblog and look forward to really more fabulous moments reading here. Thanks once again for all the details.
  25. Además de las manifestaciones organizadas por los sindicatos mayoritarios y los nacionalistas ( CIG , LAB , ELA , CSC..), el movimiento 15-M ha organizado otras marchas en varias ciudades españolas que pueden consultarse en este mapa En algunos casos, son convocadas respaldadas por otros sindicatos, como CGT ( listado ), CNT ( listado ) y SO. La de Madrid partirá de la Plaza de la Beata hacia Atocha.
  26. You made some good points there. I looked on the net for more information about the issue and found most individuals will go along with your views on this web site.
  27. An fascinating dialogue is value comment. I believe that you should write more on this topic, it won't be a taboo subject however typically persons are not enough to speak on such topics. To the next. Cheers
  28. is solid, well-researched content. I just forwarded this on 1/2/2017 to a fellow student who has been involved in a little research of her own on the topic. To say thanks, he just bought me lunch! So, I guess I should say: Cheers for the drink!
  29. I know this if off topic but I'm looking into starting my own weblog and was wondering what all is needed to get setup? I'm assuming having a blog like yours would cost a pretty penny? I'm not very internet smart so I'm not 100 sure. Any suggestions or advice would be greatly appreciated. Thanks
  30. Hi There! We are searching for some people that are interested in from working their home on a part-time basis. If you want to earn $500 a day, and you don't mind writing some short opinions up, this is the perfect opportunity for you! Simply click <a href="" rel="nofollow">the link here</a> NOW!
  31. seo
    Hello Web Admin, I noticed that your On-Page SEO is is missing a few factors, for one you do not use all three H tags in your post, also I notice that you are not using bold or italics properly in your SEO optimization. On-Page SEO means more now than ever since the new Google update: Panda. No longer are backlinks and simply pinging or sending out a RSS feed the key to getting Google PageRank or Alexa Rankings, You now NEED On-Page SEO. So what is good On-Page SEO?First your keyword must appear in the title.Then it must appear in the URL.You have to optimize your keyword and make sure that it has a nice keyword density of 3-5% in your article with relevant LSI (Latent Semantic Indexing). Then you should spread all H1,H2,H3 tags in your article.Your Keyword should appear in your first paragraph and in the last sentence of the page. You should have relevant usage of Bold and italics of your keyword.There should be one internal link to a page on your blog and you should have one image with an alt tag that has your keyword....wait there's even more Now what if i told you there was a simple Wordpress plugin that does all the On-Page SEO, and automatically for you? That's right AUTOMATICALLY, just watch this 4minute video for more information at. <a href="" rel="nofollow">Seo Plugin</a>
  32. Hello I just wanted to say hi. The text in your post seem to be running off the screen in Chrome. I'm not sure if this is a format issue or something to do with web browser compatibility but I thought I'd say this to let you know. The layout look great though! Hope you get the issue solved soon. Many thanks.
  33. Thank you for another informative site. Where else could I get that type of information written in such an ideal way? I have a project that I am just now working on, and I have been on the look out for such information.
  34. I would like to thank you for the efforts you've put in writing this web site. I am hoping the same high-grade blog post from you in the upcoming also. Actually your creative writing skills has encouraged me to get my own web site now. Actually the blogging is spreading its wings fast. Your write up is a great example of it.
  35. Link exchange is nothing else except it is just placing the other person's blog link on your page at proper place and other person will also do same for you.
  36. My wife and i ended up being fulfilled when Louis could finish off his survey from your precious recommendations he acquired out of the weblog. It's not at all simplistic just to choose to be giving freely strategies that many men and women might have been making money from. So we fully grasp we have the blog owner to thank for this. The type of explanations you've made, the simple blog menu, the friendships you help instill - it's most terrific, and it's really letting our son in addition to our family reason why the subject is satisfying, and that's incredibly vital. Thank you for the whole thing!
  37. Wow, fantastic blog layout! How long have you been blogging for? you made blogging look easy. The overall look of your site is excellent, let alone the content!
  38. It was not for two far more decades that I would understand that some of my personal ancestors moved from England to Ireland and their descendants came to America via Liverpool around 1800 - 1840, by no means admitting to Americans that they'd ever lived in Ireland.
  39. Have you ever considered about including a little bit more than just your articles? I mean, what you say is valuable and everything. However just imagine if you added some great visuals or videos to give your posts more, "pop"! Your content is excellent but with pics and videos, this site could certainly be one of the most beneficial in its niche. Wonderful blog!
  40. Good day! I simply wish to give a huge thumbs up for the good info you've right here on this post. I shall be coming again to your weblog for more soon.
  41. Hey very nice web site!! Man .. Excellent .. Amazing .. I will bookmark your website and take the feeds also…I'm happy to find numerous useful information here in the post, we need work out more techniques in this regard, thanks for sharing. . . . . .
  42. When I originally commented I clicked the "Notify me when new comments are added" checkbox and now each time a comment is added I get three emails with the same comment. Is there any way you can remove me from that service? Thanks!
  43. I have recently started a site, the information you offer on this web site has helped me greatly. Thank you for all of your time & work.
  44. I absolutely love your blog and find a lot of your post's to be just what I'm looking for. Does one offer guest writers to write content for you personally? I wouldn't mind publishing an article or elaborating on some of the subjects you write related to here. Nice weblog!
  45. I drop a leave a response each time I like a post on a site or if I have something to add to the conversation. Usually it is triggered by the fire communicated in the post I read. And after this article BLOG_TITLE. I was moved enough to drop a comment :) I actually do have a few questions for you if it's allright. Is it only me or do a few of these comments look like they are left by brain dead visitors? :-P And, if you are writing at other online sites, I'd like to keep up with anything fresh you have to post. Could you make a list every one of all your community sites like your linkedin profile, Facebook page or twitter feed?
  46. I’d must verify with you here. Which isn't one thing I normally do! I take pleasure in studying a publish that may make people think. Additionally, thanks for allowing me to comment!
  47. Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You definitely know what youre talking about, why throw away your intelligence on just posting videos to your blog when you could be giving us something informative to read?
  48. I’d need to test with you here. Which isn't one thing I usually do! I take pleasure in studying a publish that may make folks think. Also, thanks for permitting me to remark!
  49. Great post. Thank you for your time in helping me learn on the matter.
  50. Its like you read my mind! You seem to know so much about this, like you wrote the book in it or something. I think that you could do with a few pics to drive the message home a bit, but other than that, this is fantastic blog. A fantastic read. I will definitely be back.
  51. Great advice. Thank you for your time in helping me learn about this.
  52. Thanks for the post, how can I make is so that I get an email sent to me whenever you write a fresh article?
  53. Heya i’m for the first time here. I came across this board and I to find It truly helpful & it helped me out much. I hope to offer something again and aid others like you helped me.
  54. Hi! I'm at work browsing your blog from my new apple iphone! Just wanted to say I love reading your blog and look forward to all your posts! Carry on the outstanding work!
  55. Good day! Do you know if they make any plugins to assist with SEO? I'm trying to get my blog to rank for some targeted keywords but I'm not seeing very good results. If you know of any please share. Appreciate it!
  56. Thank you for another excellent article. Where else could anyone get that kind of information in such a perfect way of writing? I've a presentation next week, and I am on the look for such info.
  57. In this great pattern of things you actually get a B- for hard work. Where exactly you actually lost me personally was in the specifics. As it is said, the devil is in the details... And it couldn't be more correct in this article. Having said that, permit me reveal to you what exactly did do the job. The article (parts of it) is rather powerful and that is probably why I am making the effort to opine. I do not make it a regular habit of doing that. 2nd, whilst I can easily notice the jumps in logic you come up with, I am not convinced of exactly how you appear to unite the details which make your conclusion. For the moment I will, no doubt yield to your point but hope in the near future you link your dots much better.
  58. An interesting discussion is value comment. I think that you must write extra on this matter, it may not be a taboo subject however usually people are not sufficient to speak on such topics. To the next. Cheers
  59. It is appropriate time to make a few plans for the future and it's time to be happy. I have read this publish and if I could I wish to recommend you some interesting things or advice. Perhaps you could write subsequent articles regarding this article. I want to read more issues approximately it!
  60. I was really pleased to find this internet site. I wanted to thanks for your time for this amazing read!! I definitely enjoying every small bit of it and I've you bookmarked to have a look at new stuff you blog post.
  61. certainly like your website but you have to check the spelling on quite a few of your posts. A number of them are rife with spelling issues and I find it very bothersome to inform the truth then again I’ll definitely come again again.
  62. This is the awesome wonderful search system in the planet
  63. This is the awesome wonderful search engine in the planet

Leave a comment

Contact Us Now!
(212) 683-9551